Trip Protection Basic & Choice

Once you complete your purchase, you will immediately receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is the legal document that explains how your coverage works and describes all benefits and exclusions for the trip protection plan. We recommend you read your Seven Corners Trip Protection plan document, so you understand how your plan works.

The plan is available to U.S. residents up to the age of 99 years.
You can buy coverage for a one-way or round trip.

You cannot purchase this plan if you reside in one of these states: New York, Washington.

You are covered when traveling inside and outside of the United States.

Destination Restrictions:  We cannot cover trips to Afghanistan, Antarctica, Belarus, Cuba, Haiti, Iraq, Islamic Republic of Iran, Israel, Democratic People’s Republic of Korea (North Korea), Lebanon, Libyan Arab Jamahiriya, Myanmar, Palestinian Territory Occupied, Russian Federation, South Sudan, Sudan, Syrian Arab Republic, and Yemen.

Please call Seven Corners at 800-335-0611 if you would like to obtain additional information regarding the features and pricing of each travel plan component.

The maximum length of a trip that can be covered by Seven Corners Trip Protection Basic and Choice is 180 days (30 days for Hawaii residents). Note: There is an additional charge for days 31-180.

When Coverage Begins:

This is your Effective Date and time for Trip Cancellation and Optional Trip Cancel For Any Reason: Coverage begins at 12:01 a.m. at Your location on the day after the date We or Our authorized representative receive the required plan cost to cover your trip.

This is Your Effective Date and time for Optional Rental Car Damage: Coverage begins when You sign the Rental Car Agreement and take legal possession of the Rental Car provided You pay the required plan cost.

This is Your Effective Date and time for Trip Delay: Coverage begins after You have traveled 50 miles or more from Your Primary Residence en route to join your trip.

This is Your Effective Date and time for All Other Coverages: Coverage begins on the date and time You depart on the first Travel Arrangement (or alternate travel arrangement if You must use an alternate Travel Arrangement to reach Your Scheduled Destination) for Your Trip.

When Coverage Ends:

Trip Cancellation and Optional Trip Cancel For Any Reason: Your coverage(s) automatically end on the earlier of:

1. the date and time You depart on your trip; or
2. the date and time You cancel your trip.

Optional Rental Car Damage: Coverage ends when the car is returned to the rental car company on or before the return date and time listed on the Rental Car Agreement, at Your location on the return date and time listed on the Rental Car Agreement if the car is not returned as specified on the Rental Car Agreement and the rental period has not been extended by you.

All Other Coverages: Your coverage automatically ends on the earlier of:

1. the date you complete your trip;
2. the scheduled return date;
3. your arrival at your return destination on a round trip, or your scheduled destination on a one-way trip;
4. cancellation of your trip covered by this plan.

Free Look Period

If you are not satisfied for any reason, you may cancel your plan within 14 days (15 days for Missouri residents) from the date of purchase by providing us or our authorized representative the cancellation notice. We will refund your plan cost paid provided there has been no incurred loss; and you have not departed on your trip or filed a claim under your plan. When so returned, all coverages under your plan are invalid from the beginning. 

Underwriter

Insurance benefits for Trip Protection Basic and Choice are underwritten by United States Fire Insurance Company. C&F and Crum and Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2023.

About Seven Corners

We’ve been helping travelers for more than 30 years with travel insurance options and non-insurance travel assistance services. We’ll take care of your trip protection plan needs from start to finish — we don't outsource any of our services! Seven Corners will guide you through your purchase, provide your coverage information, answer your questions along the way, assist with your travel needs, and process your claims. Our goal is to provide you with outstanding service every step of your journey with us.

Inside the United States — You may seek treatment at any medical provider you wish.

Outside of the United States — Seven Corners has a large international directory of providers, and many of them will bill Seven Corners direct for treatment they provide. We recommend you contact us for a referral, but you may seek treatment at any facility.

Utilizing the directory does not guarantee benefits or that the treating facility will bill Seven Corners direct. We do not guarantee payment to a facility or individual until we determine the expense is covered by the plan.

It’s an illness, disease, or other condition during the 60 days immediately before your coverage begins for which you or your Traveling Companion, Business Partner, or Family Member scheduled or booked to travel with You:

1. received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
2. took or received a prescription for drugs or medicine. (This number 2 does not apply to a condition which is treated or controlled solely by taking prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 days before coverage begins); 
3. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
   1. between a brand name and a generic medication with comparable dosage; or 
   2. an adjustment to insulin or anti-coagulant dosage.
4. Death resulting from a Pre-Existing Medical Condition will not be excluded. Death must occur prior to the termination date of the benefit under which the claim is being made.