Trip Protection Annual Multi-Trip

Convenient annual travel insurance protects your money, health, and belongings

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One trip just isn’t enough.

That’s why you need the best annual trip protection, so you can see more, do more, and experience more, always knowing you’re prepared for the unexpected.

With Seven Corners Trip Protection Annual Multi-Trip, you can travel as often as you want on one convenient plan. That’s travel protection that provides coverage for trip cancellation, trip interruption, and trip delay for each trip you take throughout a whole year. You’ll also get travel medical benefits, COVID-19 coverage — including protection for medical expenses, trip cancellation, and more if you get sick — and baggage protection no matter how many times trip happens.*

* Subject to plan limits per term and trip length limits

When should I take out annual travel insurance?

If you travel frequently — domestically, internationally, or both — enjoy the convenient, trusted coverage of an annual trip protection plan by purchasing it before your first trip. 

Whether you’re a solo traveler, young family, or senior, this multi-trip plan protects your money, health, and belongings. Travel as often as you like with peace of mind for any trip lasting 40 days or less (30 days for Florida residents).

You can choose for your plan to begin on a future date as far as 180 days from tomorrow. The plan will expire exactly one year from the start date you choose.

Protect your money

When the unexpected happens, the right trip protection can help you recover money you would have otherwise lost due to a trip cancellation, trip interruption, or trip delay.

Trip Cancellation

Choose from four levels of coverage for your nonrefundable, prepaid trip expenses:

$2,500; $5,000; $10,000; $20,000; and $30,000

Protects the money you spent for your trip if you have to cancel for a covered reason

Trip Interruption
Up to 150% of the Trip Cancellation limit

Reimburses you for the prepaid, nonrefundable trip cost if a portion of a trip is missed or if you must return home early due to a covered reason

Trip Delay
Reimburses you up to $200 per day and $2,000 per year

Covers the cost of meals, local transportation, and accommodations if your trip is delayed at least six hours for a covered reason

Missed Connection
Up to $1,000 per year

Covers the cost of extra transportation to rejoin your trip, additional local expenses, and the cost of missed arrangements if you miss a connection due to a delay of your airline flights of at least three hours

All coverage and plan costs shown are in United States dollar amounts, per person, and up to the amount shown. The limit for each benefit is the total maximum limit for the plan year.

Protect your health

When your domestic health insurance doesn’t cover you during your trips, travel medical benefits can pay for the cost of vital healthcare.

Travel Medical Expenses
  • Pays up to $250,000 ($50,000 for New Hampshire residents)
  • Covers the cost of treatment for medical emergencies (including COVID-19 and Adventure Activities) that occur during your trip. $100 deductible applies ($50 for Florida residents).
  • Emergency dental expenses are covered up to $750. No deductible.
Emergency Evacuation and Repatriation of Remains
  • Provides primary coverage up to $500,000
  • Covers the expense of transporting you to the nearest adequate medical facility or returning you home if appropriate medical care is not available at your destination. Includes Adventure Sports Coverage.

All coverage and plan costs shown are in United States dollar amounts, per person, and up to the amount shown. The limit for each benefit is the total maximum limit for the plan year.

Protect your belongings

You packed the essentials, which means not having them on your trip is less than ideal. Travel insurance can help pay to replace them.

Baggage and Personal Effects Coverage
  • Pays up to $2,000
  • Reimburses you for lost, stolen, or damaged luggage, as well as sporting equipment and personal effects
  • $100 deductible ($50 for Florida residents) and a $500 per item limit apply.
Baggage Delay
  • Reimburses you up to $100 per day to a maximum of $1,000
  • Covers the expense of replacing clothing, toiletries, and other essential items if your baggage is delayed for the length of time specified in your plan

All coverage and plan costs shown are in United States dollar amounts, per person, and up to the amount shown. The limit for each benefit is the total maximum limit for the plan year.

24/7 Travel Assistance Services

Travel assistance services are provided by battleface Robin Assist, an emergency assistance team available 24/7 worldwide. Travel assistance services can include emergency telephone interpretation assistance, roadside assistance, emergency cash transfer assistance, missed connections coordination, legal referrals, and more.

All coverage and plan costs shown are in United States dollar amounts, per person, and up to the amount shown. The limit for each benefit is the total maximum limit for the plan year.

Frequently Asked Questions

This plan is available to U.S. residents.

You cannot purchase this plan if you reside in one of these states: New York, Washington.

This plan is ideal for both domestic trips in the United States and international trips.

View list of destinations not covered by this plan

You can travel as often as you like during the length of your plan’s coverage as long as each trip does not exceed 40 days (30 days for Florida residents).

No. Whether you’ve been planning a trip for months or decide to take a spur-of-the-moment getaway, you do not need to notify us before you travel. You’ll still be covered by your annual plan.

Coverage limits shown for Seven Corners Trip Protection Annual Multi-Trip are cumulative for the plan year.

A pre-existing condition is an illness, disease, or other condition that you, a family member, or traveling companion has before your coverage begins. They may include conditions such as heart disease, diabetes, autoimmune disorders, and more.

Pre-existing conditions are covered by Trip Protection Annual Multi-Trip after the policy has been in effect for 60 days. At the end of your annual coverage, you can re-buy the plan for an additional year. If you purchase again without a gap in coverage, you do not need to wait another 60 days to gain pre-existing conditions coverage.

This can be a complicated subject, so we recommend you read your plan document and contact us if you have questions.

Adventure Sports Coverage can pay benefits if you suffer an injury while participating in adventure activities. These activities include things like cycling, mountain climbing up to 15,000 feet, fishing, water skiing, and more. Check the plan document for your residence state to verify what activities are covered. 

If you are not satisfied for any reason, you may cancel your plan within 10 days from the date of purchase by contacting battleface at usa@battleface.com. We will refund your plan cost paid provided there has been no incurred loss, you have not departed on a covered trip, or you have not filed a claim under your plan.

For full details about this plan and what is covered, review your plan document.

Important Note: This plan is underwritten by Spinnaker Insurance Company (an IL Corporation, NAIC# 24376), with administrative office at One Pluckemin Way, Suite 102, Bedminster, NJ 07921. Plans are offered and administered by battleface Insurance Services LLC, 45 East Lincoln Street, Columbus, OH 43215, National Producer Number 18731960 (FL License number L107363/CA License number 0M75381). Travel Retailers offering this plan may not be licensed insurance producers and cannot answer technical questions about the terms, benefits, exclusions, and conditions of this insurance or evaluate the adequacy of your existing insurance. Your Travel Retailer may be compensated for the purchase of a Plan and may provide general information about the Plans offered, including a description of the coverage and price. The purchase of this Plan is not required in order to purchase other travel products or services offered by your Travel Retailer. This is a brief description of the coverage provided under policy series RIG-1000. The Policy will contain reductions, limitations, exclusions, and termination provisions. Please refer to the Policy for complete details. If there are conflicts between the information on this site and the Policy, the Policy will govern in all cases. Not all products or coverages may be available in all jurisdictions.

Non-insurance assistance services are provided by Robin Assist LLC (in CA: battleface Insurance Services dba Robin Assist).