Cruise Insurance

Coverage designed for U.S. residents taking domestic or international cruises

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Ready to set sail?

Cruise with confidence, knowing that our specialized Cruise Insurance has got you covered. We offer more coverage than what you may typically get from a cruise line, and you’ll receive trip protection benefits such as Missed Tour or Cruise Connection, Cruise Diversion, and Cruise Disablement.

Don't let unexpected disruptions spoil your cruise experience — navigate your trip successfully with our Cruise Insurance.



Who is eligible for cruise insurance and where can I travel?

Whether you're setting sail for exotic destinations or a relaxing journey, our Cruise Insurance offers a safety net for unforeseen events. Plans are available for U.S Residents up to 99 years old for worldwide travel on trips that are 30 days or less.




Why choose Cruise Travel Insurance?

You’ve been planning a fun vacation. Protect your trip expenses, belongings, and health with travel insurance designed for domestic and international cruisers.




When should I buy my plan?

Whether you’re cruising for several weeks or many months, going solo or traveling with family and friends, Cruise Travel Insurance is a great option for you. Purchase before you travel and depart for your adventure with peace of mind.

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Got questions?

Talk to a real person. Our friendly, licensed agents can help you find the travel insurance you need.

CALL 800-335-0611

Travel Assistance Services

Need help while you travel? Our emergency travel assistance team is here for you. They can arrange second opinions and emergency medical evacuations, help you find a doctor, provide interpretation support, and more. Travel assistance services are not an insurance benefit.

Protect your trip expenses

You've invested money and time in your cruise. Travel insurance can help if you must cancel, interrupt, or delay your trip.

All totals represent maximum benefit amount.

Trip Cancellation
Up to 100% of your nonrefundable insured trip cost up to $30,000

Protects the money you spent for your trip if you have to cancel for a covered reason

Optional Cancel for Any Reason (CFAR)
Up to 75% of your nonrefundable insured trip cost if you cancel for any reason1
Trip Interruption
Up to 150% of your nonrefundable insured trip cost

Covers your prepaid nonrefundable trip expenses plus additional transportation costs if you start your trip late or cannot complete your trip due to a covered reason

Optional Interruption for Any Reason (IFAR)
Up to 75% of your insured trip costs if you interrupt your trip for any reason2
Trip Delay
Up to $250 per day up to $1,000

Covers the cost of meals, local transportation, and accommodations if your trip is delayed at least six hours for a covered reason

Missed Tour or Cruise Connection
Up to $250 per day up to $1,500

Covers unused nonrefundable payments or deposits for land or water travel arrangements, additional transportation costs to rejoin your trip and reasonable expenses for meals, local transportation, and lodging if you're delayed at least three hours due to a covered reason that causes you to miss your cruise departure.

Itinerary Change
Up to $500

Covers unused prepaid nonrefundable event/activity expenses if your cruise line, travel supplier, or common carrier changes your trip itinerary, which prevents you from participating in the event/activity or eliminates a destination from your itinerary.

Trip Inconvenience

$250 for each inconvenience up to $500

  • Cruise Diversion

    Your cruise does not stop at a scheduled port of call due to inclement weather, a natural disaster, or a mechanical breakdown (not available to Missouri residents).

  • Cruise Disablement

    If you are confined for more than 24 hours on the cruise ship operating without one or more of the following: power, food, water or restroom facilities (not available to Missouri residents).

1 Reimbursement is provided if you purchase this benefit within the time sensitive period; and if you cancel 2 or more days before scheduled trip departure date. See plan document for additional terms and conditions. An additional cost applies.

2 Reimbursement is provided if you purchase this benefit within the time sensitive period; and if you interrupt your trip 48 hours or more after scheduled trip departure date. See plan document for additional terms and conditions. An additional cost applies.

Protect your health

Make sure you have protection if you become sick or injured on your next cruise.

All totals represent maximum benefit amount.

Emergency Accident and Sickness Medical
  • Covers up to $250,000
  • Covers the cost of treatment for medical emergencies during your trip
  • Emergency dental expenses are covered up to $1,000.
Pre-Existing Medical Conditions

These can be covered if you buy this plan within the required time frame and meet the requirements in the plan document.3

Medical Evacuation and Repatriation of Remains
  • Provides coverage up to $500,000
  • Covers the cost to transport you to the nearest appropriate medical facility when your condition is acute, severe, or life-threatening and adequate treatment is not available in your immediate area

3 The plan’s exclusion for pre-existing conditions will be waived if you buy the plan within 20 days of the date your initial trip payment or deposit is received and you insure any subsequent travel arrangements added to your trip within 15 days of payment. You must be medically able and not disabled from travel at the time your plan cost is paid. See plan document for additional requirements.

Protect your belongings

You put a lot of thought into packing for this cruise, so if your baggage doesn’t make it to the ship with you, you’ll need some help.

All totals represent maximum benefit amount.

Baggage & Personal Effects
  • Covers up to $2,000
  • Reimburses you for lost, stolen, damaged, or destroyed luggage
  • $250 per item limit up to $2,000
Baggage Delay
  • Reimburses you up to $100 per day to a maximum of $500
  • Covers the cost of replacing necessary personal items such as clothing or toiletries if your checked baggage is delayed or misdirected for six hours or more during your trip other than your return destination

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.

This advertisement contains highlights of the plans developed by Seven Corners, Inc., which include travel insurance coverages underwritten by the United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance services provided by Seven Corners, Inc. The terms of insurance coverages in the plans may vary by jurisdiction, and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to the terms, limitations, and exclusions, including an exclusion for pre-existing medical conditions. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners, Inc. 303 Congressional Drive, Carmel, IN 46032 USA; 1-800-335-0611; CUSTOMERSERVICE@SEVENCORNERS.COM; California license # 0E61910. While Seven Corners, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Seven Corners, Inc., and Seven Corners, Inc. does not receive compensation from USF for providing the non-insurance components of the plans.

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