Glossary | Seven Corners, Inc.

Products

Trip Insurance

Coverage for nonrefundable trip expenses due to cancellation, delay, and interruption; baggage delay/loss; medical expenses and medical evacuation.
Seven Corners Trip Protection
Our most popular coverage for U.S. residents’ trips within the U.S. and abroad. Offers optional Cancel for Any Reason to expand your coverage.
Get Away USA
Customizable coverage for U.S. residents’ trips within the U.S.

Group Insurance
Compare plans for groups of 10 or more

Travel Medical Insurance

Seven Corners Travel Medical
High limits of comprehensive medical protection for travel outside your home country. Includes COVID-19 coverage.
Seven Corners Travel Medical Annual Multi-Trips
Cover multiple international trips with our annual plan. Includes COVID-19 coverage.

Seven Corners Travel Medical USA Visitor
Scheduled benefit medical coverage for non-U.S. citizens and non-U.S. residents traveling to the U.S. Includes COVID-19 coverage.
Seven Corners Medical Evacuation and Repatriation
Evacuation and repatriation coverage designed for J Visa and other visa holders.
Customer Service
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Travel Center
Travel Alerts and Safety Tips What Is Travel Insurance
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Accidental Death and Dismemberment (AD&D)	This benefit pays a set amount (a principal sum) if you die or lose a body part due to an accident. Some plans include loss of sight, speech, and hearing, and the payment may be a percentage of the principal sum. Review your plan document to see what is covered for the plan you are considering. Death benefits are paid to a beneficiary that you choose.
Accidental Death and Dismemberment (AD&D) beneficiary	This is the person who will receive the principal sum if you die due to an accident.
Age of Traveler	Put the age of the traveler as of the coverage start date. For most plans, the coverage start date is the day you choose for coverage to begin. For trip protection, the coverage start date is normally one day after the date you purchase your plan.
Cancel for Any Reason	This is an optional benefit offered on some trip protection plans. The benefit varies by plan and pays a certain percentage of your trip cost if you cancel your trip for any reason not otherwise covered by the plan. In order to purchase this benefit, there is normally a requirement that you buy the plan within a specified number of days from the date you make your initial trip deposit. Be certain to check for this requirement if you want to buy this benefit.
Cancel for Work Reasons	This is an optional benefit offered on some trip protection plans. It adds additional work-related covered reasons for trip cancellation that would normally not be included.
Coinsurance	You are required to pay this amount after you first pay your deductible, if you have a deductible. Here's an example: Your coinsurance is stated as 80% of the next $5,000 of expenses, then 100% to the medical maximum. This means that after you pay your deductible, the insurance company will pay 80% of your eligible expenses up to $5,000 (80% of $5,000 is $4,000), and you will pay $1,000. Then, the insurance company will pay 100% of the remaining expenses to your medical maximum.
Collision Damage Waiver	This is an optional benefit. It provides rental car coverage if you rent a car while you are on your trip.
Coverage Area	Travel Including the United States — If the United States is not your home country and any part of your trip includes a visit to any of the 50 United States or Washington, D.C., you must choose "Travel Including the United States" for your coverage area. Travel Excluding the United States — If the United States is your home country, and your travel plans include a stop in the United States before departing the United States, your coverage will begin after you depart the United States. You should select "Travel Excluding the United States" for your coverage area. If you are traveling, and the United States is not one of your destinations but you have a layover or transfer in the United States, you need to choose "Including the United States." This will ensure that you are covered if you become sick or hurt during the time you are in the United States for the layover.
Coverage Start Date	This is the day your insurance begins.
Coverage End Date	This is the day that your insurance ends.
Deductible	This is the amount of money you must pay first, before any payment by your insurance company is made. If your deductible is $250, then you must pay the first $250 in eligible expenses before your insurance company pays anything.
Destination Country	This is the location or locations to which you are traveling. If you are traveling to more than one location, please select all locations.
Flight Accident	This is an optional benefit. It provides additional (Accidental Death & Dismemberment AD&D) coverage while you are traveling on an airplane.
Hazardous Sports Coverage	This is an optional benefit that provides coverage for specific types of sporting activities. If you are hurt while participating in one of these activities, there is no coverage unless you buy this optional benefit.
Home Country	This is the country where you have your true, fixed, and permanent residence.
Immigrant or Immigration Insurance	We offer two different types of plans for non-United States citizens who are coming to the United States to immigrate. One is Inbound Immigrant which provides scheduled benefits for anyone 14 days of age and older. The other is Green Cover which provides health insurance style benefits for those 60 years and older.
Initial Trip Deposit Date	The first date you make payment of any type for your trip. It is important because some benefits are available within a limited time from this date.
Insured	This is anyone listed on the policy and covered by the policy.
Passport Country	This is the country that issued your passport.
Plan Document	This document provides all of the details about your plan. It explains what is covered, what is excluded, and it defines important terms.
Premium	This is the cost or price of your insurance plan.
Primary Health Plan	This term is important if you are applying for the Liaison Majestic plan. Primary Health Plan is the plan which provides you with primary health insurance coverage in the United States (Medicare is not a primary health plan). This primary health plan must have been in effect before the start date of the Liaison Majestic plan you are buying now. Also, this primary plan must have coverage limits greater than $50,000 per year or per illness/injury.
Primary or Primary Insured	This is the person who is listed first on the policy and is typically the main point of contact for the insurance company.
Rental Car Damage Coverage	This is an optional benefit. It provides rental car coverage if you rent a car while you are on your trip.
Student Insurance	Student plans are travel plans with specialized medical benefits designed for students, faculty, and those involved in full-time educational or research activities outside of their home country. If you are traveling to the United States, our plans require you to have a J-1, H-3, F-1, M-1, or Q-1 visa. If you are a United States citizen traveling outside the United States, you must meet the requirements of your destination country. Your school may have specific requirements for student medical plans. You should review those before choosing a plan.
Travel Medical Insurance	This is a type of travel plan which combines medical expense protection and 24/7 travel assistance services to protect you when you travel outside of your home country. Your home country is the country where you have your true, fixed and permanent residence.
Travel Supplier	This is the tour operator, cruise line, hotel, airline, etc., that coordinates or supplies travel arrangements for your trip.
Trip Protection Insurance	This is a type of travel plan which combines multiple types of insurance benefits with 24/7 travel assistance services. The insurance benefits include protection for your non-refundable trip costs, medical expense coverage for injuries or illnesses which occur while you are traveling, and your luggage and personal belongings.
Visitor Insurance	Our visitor plans are designed for non-United States citizens who are traveling to the United States for business, pleasure, to study, or visit family and friends. With each plan there is a limit on how long you can be in the United States before you purchase the plan. Also, these plans offer scheduled benefits, not comprehensive benefits. Please review these terms to understand the difference in these types of benefits.